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Checklist for Loan Application
WHAT SHOULD BE BROUGHT TO THE LOAN APPLICATION
HOME ADDRESS:
You will need to verify your address(es) for the past two years. If you have been renting, have the name and address and phone number of your landlord.
SOCIAL SECURITY NUMBER:
All borrowers on the loan are required to have a social security number.
DRIVER'S LICENSE OR ACCEPTABLE PICTURE ID:
All borrowers on the loan are required to have photo identification.
EMPLOYMENT:
Two years of employment will need to be verified. Bring names, addresses, plus your two most recent W-2's and latest pay stubs.
FUNDS TO CLOSE:
Verification in writing of the source of all funds to close will be required. If your funds are in a bank, your last three months of statements will do. Other sources of funds must indicate a three -month history.
CREDITORS:
Provide your loan officer with names, addresses and account numbers and balances of all loans and charge cards.
OTHER OBLIGATIONS:
May include alimony, child support, separate maintenances. You will need to supply balances, monthly statements, as well as copies of divorce decree and/or maintenance agreements.
MORTGAGE INFORMATION:
If you own or have owned real estate in the past two years, supply the name and address of the lender(s), type of loan and loan number for each property. If income property is owned, provide the property address and a copy of the rental agreement for each property.
VA DOCUMENTS:
