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Home Buyer Information
As your buyer's Consultant/Professional, we are advocates for you and your family. We will help you find the right home, put together an offer, negotiate the terms, and coordinate the closing. The following is detailed information on the home buying process, which we hope it will be a useful tool to prepare you to be an informed homebuyer!
Buyer Services
As your Consultants, we will:
- Educate you on the home buying process.
- Refer you to knowledgeable lenders that can assist you with your home loan.
- Discuss your housing search parameters and set up an automatic online search for new listings.
- Let you know as soon as new properties become available.
Show you properties that match your needs.
- Help you evaluate homes based on comparable market data.
- Guide you through the offer process and negotiate the terms of the contract with the seller and listing agent.
- Provide you with detailed property information, including title, seller's disclosure statements, and any additional documentation that may be necessary for the home.
- Provide you with referrals for related services, such as home inspection, escrow, title, and other services.
- Schedule and attend your inspection.
- Help you negotiate your inspection with the sellers.
- Provide consistent follow-up with your lender and closing agent to ensure that all deadlines are met.
- Keep you informed on the status of your closing.
- Do everything on our part to ensure a smooth and timely closing.
- Welcome you to your new home!
Buyer Checklist
Completing the tasks on this checklist will educate you about the buying process and strengthen your position when you are ready to make an offer.
- Be an informed buyer: Researching the home buying process prior to beginning your home search will enable you to feel comfortable and confident about the process. Explore this website for more valuable information to learn more.
- Find a qualified lender: A lender, who can help you determine what type of loan works best for you and how much you can afford to spend.
- Get pre-approved: Have your lender provide you with a pre-approval letter. This letter will help us determine your price range and will also strengthen your offer when we've found the right home.
- Know your finances: Determine a down payment and monthly payment that you feel comfortable with. Talk with your lender about your estimated closing costs. If you need to increase your savings, create and implement a budget.
- Determine your housing needs and criteria: Once you have narrowed down the features and price range you are looking for, we will help you determine what cities and developments will best match your needs.
- Begin the process: Now that you have prepared, you are ready to start looking at homes!
If you have questions or need help with any of the steps in this process, do not hesitate to call or contact us!
Real estate transactions involve one of the largest financial investments most people experience in their lifetime. Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the assistance of a Real Estate Consultant/Professional.
- Knowledge: A real estate transaction is complicated. In most cases there are several addenda involved in a single transaction, such as inspection forms, disclosure forms, mortgage documents, etc. It is important to have a knowledgeable Realtor guide you through this experience, ensuring a smooth and timely closing.
- Access: Realtors have access to the largest number of available properties and instant notification when new properties come on the market.
- Efficiency: Working with a Realtor will save you time. Realtors have strong knowledge of local markets, experience in handling a wide variety of real estate transactions, and strong negotiating skills. This combination streamlines the real estate process, saving you time and money.
- Guidance: Realtors provide objectivity. Buying or selling a home can be a very emotional experience. Having an empathetic, yet objective, neutral party helps you stay focused on both the business and emotional issues most important to you.
- Experience: Realtors have done this before. The typical American family will only buy and sell a few homes in their lifetime. Realtors help families with this process every day. Realtors stay on the cutting edge of new technology and participate in countless hours of continuing education. The real estate laws and regulations are constantly changing. Realtors will provide you with the most up to date information on today's marketplace.
- Professionalism: Realtors are members of the National Association of REALTORS, a trade organization of nearly one million members nationwide. Realtors subscribe to a stringent code of ethics that helps guarantee the highest level of service and integrity.
When working, you will find our services to be invaluable. Please call or contact us for help to buy or sell a home.